These terms and conditions must be read in their entirety. By using this website you acknowledge your assent to the following conditions of use without limitation or qualification. If you do not agree to the terms and conditions below, do not access this Site or any pages thereof. 


British American Ins. may revise these Terms and Conditions at any time by updating this posting. You should visit this page from time to time to review the then current Terms and Conditions because they are binding on all users of the Site. 

Also, all reference to British American Ins. includes its subsidiaries and affiliates. 


To the fullest extent permissible pursuant to applicable law, the materials provided at this Site are provided and without any warranties of any kind either expressed or implied including warranties of merchantability, fitness for a particular purpose or non- infringement of intellectual property. British American Ins. makes no representations about the materials in this Site or any sites linked to this Site. 

British American Ins. further does not warrant the accuracy and completeness of the materials at this Site as the Site is provided solely for general information purposes so please refer to the actual policy or the relevant service agreement. 

British American Ins. does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected or that this Site or server that makes it available are free of viruses or other harmful components. British American Ins. may make changes to the material at this Site, at any time without notice. This Site may refer to products, or services that are not available in your country. Consult your local British American Ins. business for information regarding the products, or services that may be available to you. 


While British American Ins. uses reasonable efforts to include accurate and up-to-date information on this Site, errors or omissions sometimes occur. British American Ins. shall not be liable in contract, tort and/or otherwise for any direct or indirect, incidental, consequential or punitive damages, losses or expenses arising in connection with the use of this Site or any linked site or use thereof or inability to use the materials on this Site, even if a British American Ins. authorized representative has been advised of the possibility of such damage or loss. 

Also, British American Ins. assumes no responsibility and shall not be liable for, any damages to or viruses that may infect your computer equipment or other property as a result of your access to, use of, or browsing in the Site, this server or the Internet generally. 


All trademarks, service marks, trade names, and logos are proprietary to British American Ins. British American Ins. authorize you to view and download the materials at this Site only for your personal, non-commercial use provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. This material is not to be modified, copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any manner by you. 

Any unauthorized use of any materials at this Site may violate copyright, trademark, and other laws. If you breach any of these Terms, your authorization to use this Site automatically terminates and you must immediately destroy any downloaded or printed materials. 


All information submitted to British American Ins. via this Site shall be deemed and remain the property British American Ins.. British American Ins. policy is to adhere to a duty of confidentiality and British American Ins. undertake not to divulge any personal information provided by you such as address, e-mail, telephone etc to any third parties unless we have informed you, been authorized by you or are required to do so by law. 

There is no guarantee that the transmission of information on this Site will be private and secure from third party unauthorized access. British American Ins. will have no obligations with respect to any information and it may be used for any purposes, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting for any and all commercial or non- commercial purposes. 

You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate any law. 


Links to third party websites on this Site are provided solely as a convenience to you. If you use these links, you will leave this Site. British American Ins. does not control and is not responsible for any of these sites or their content. Thus, British American Ins. does not endorse or make any representations about them or any information, software or other products or materials found there or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this Site, you do this entirely at your own risk.

  British American Insurance Company (Trinidad)